SACCOs need more than a member spreadsheet
Deposits, shares, loan applications, guarantors, collateral, repayment schedules, arrears, and provisioning each touch different officers. Biashara ERP SACCO vertical pack unifies them with role-based workflow and accounts integration.
Loan interest methods supported
- Flat rate
- Amortized (reducing balance)
- Fixed principal
- Interest-only periods
- Bullet repayment
Credit workflow roles
Cashier, loan officer, credit officer, branch manager, accountant, auditor, and credit committee each see gated actions, from application through disbursement to provisioning runs.
Explore SACCO & microfinance services or request a SACCO demo.