STK Push Kenya
Mpesa Express STK Push Integrations
Lipa Na M-Pesa STK Push at POS, ecommerce, and rent portals, Daraja, KCB Buni, and Equity Jenga gateways with AI failure predictions and retry logs.
2026 service overview
Payments · Kenya
STK Push (Lipa Na M-Pesa Online) lets customers pay by entering their M-Pesa PIN on their phone while the cashier watches confirmation on screen. Biashara ERP implements Mpesa Express STK push integrations across POS, ecommerce, and rental portals with a multi-gateway registry, Daraja (Safaricom), KCB Buni, and Equity Jenga, so organisations pick the rail that matches their bank relationship.
- POS checkout, cashier enters amount, customer gets STK prompt
- Ecommerce storefront, pay during online checkout
- Daraja (Safaricom), standard Lipa Na M-Pesa Online
- KCB Buni, bank-hosted STK for KCB merchants
biasharaerp.com
Updated July 2026
Kenya-native ERP
Why it stands out
Capabilities
What you get with Mpesa Express STK Push integrations
Built on the Biashara ERP platform, not a bolt-on integration or spreadsheet bridge.
Where STK Push works in Biashara ERP
- POS checkout, cashier enters amount, customer gets STK prompt
- Ecommerce storefront, pay during online checkout
- Rental tenant portal, STK for monthly rent
- Subscription billing, SaaS plan payments via till/STK
- Status polling until paid, failed, or timeout
Multi-gateway STK architecture
- Daraja (Safaricom), standard Lipa Na M-Pesa Online
- KCB Buni, bank-hosted STK for KCB merchants
- Equity Jenga, Equity Bank STK integration
- Org-configurable primary gateway with automatic fallback routing
- Ecommerce reconciliation queue with STK query retry (max 3)
- Full audit trail and AI transaction logging per STK attempt
Comparison
Biashara ERP vs typical alternatives
Honest capability comparison for Kenyan buyers evaluating enterprise software.
Gateways
Biashara ERP
Daraja + KCB + Equity
Typical alternative
Daraja only or manual
POS STK
Biashara ERP
Native checkout orchestrator
Typical alternative
Separate payment terminal
Ecommerce STK
Biashara ERP
Same stock & order flow
Typical alternative
Redirect to external pay page
Failed STK
Biashara ERP
Reconciliation queue & retry
Typical alternative
Lost transaction
FAQ
STK Push Kenya: FAQs
What STK Push gateways does Biashara ERP support?
Biashara ERP supports STK Push via Daraja (Safaricom), KCB Buni, and Equity Jenga with org-configurable primary gateway and fallback across POS, ecommerce, and rent collection.
Can customers pay via STK at the POS?
Yes. Cashiers initiate STK Push at checkout. The customer receives a Lipa Na M-Pesa prompt on their phone and the sale completes when payment is confirmed.
What is Mpesa Express STK push integration?
It is a technology that allows your POS or e-commerce shop to push a payment prompt directly to a customer's phone, requesting their PIN to complete transactions instantly.
Run your whole business from your phone.
14-day trial · M-Pesa & eTIMS ready · Multi-branch · A product of Quantum Deep Learning LTD
Biashara support