STK Push is the fastest M-Pesa checkout
Customer enters PIN on phone; cashier sees confirmation on screen. No till SMS hunting. Biashara ERP implements STK across POS, ecommerce storefront, rental tenant portal, and subscription billing.
Three gateways, one orchestrator
- Daraja (Safaricom), standard Lipa Na M-Pesa Online for most merchants.
- KCB Buni, bank-hosted STK for KCB merchant relationships.
- Equity Jenga, Equity Bank STK integration.
Organisations pick a primary gateway with fallback. Failed ecommerce STK attempts enter a reconciliation queue with query retry (max 3) and full audit trail.
Read STK Push services and M-Pesa automation for the full payment stack.