Biashara ERP mark The Enterprise Suite
Back to Blog
M-Pesa & payments

STK Push Services in Kenya: Daraja, KCB Buni, and Equity Jenga Compared

Lipa Na M-Pesa STK Push at POS, ecommerce, and rent portals, multi-gateway architecture with org-configurable fallback and reconciliation queues.

STK Push Services in Kenya: Daraja, KCB Buni, and Equity Jenga Compared

STK Push is the fastest M-Pesa checkout

Customer enters PIN on phone; cashier sees confirmation on screen. No till SMS hunting. Biashara ERP implements STK across POS, ecommerce storefront, rental tenant portal, and subscription billing.

Three gateways, one orchestrator

  • Daraja (Safaricom), standard Lipa Na M-Pesa Online for most merchants.
  • KCB Buni, bank-hosted STK for KCB merchant relationships.
  • Equity Jenga, Equity Bank STK integration.

Organisations pick a primary gateway with fallback. Failed ecommerce STK attempts enter a reconciliation queue with query retry (max 3) and full audit trail.

Read STK Push services and M-Pesa automation for the full payment stack.

Was this article helpful?